What You Do - or Don't Do - Makes all the
Difference |
The brutal reality is that what you
do or don't do between the time you receive your Notice of Default or Lis
Penden and the date set for your foreclosure could make all the
difference in what your life will be like for the next decade.
Foreclosure can cause a logistical nightmare to just live your
basic life. You won't have good enough credit to buy another house
and even renting will be difficult. The
spending limits on the credit cards that you now have in your wallet will be
slashed.
Without a credit card, you can't even hold a
vacation, rental car, or hotel reservation. You might not even be able to put basic services - such as
telephone, gas and electric, or water - in your name. Yikes!
I've also
seen people wind up in lawsuits or paying huge fines and
penalties ... some that were absolutely unnecessary … all for
not understanding what's involved in foreclosure, their legal rights, or being
ill-advised.
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Own this eBook now |
That's why you need the most trustworthy
complete advice from many experts - not
just one - that I've a compiled in this simple-to-follow,
step-by-step resource
called, "How to Survive Foreclosure or Avoid it
Altogether." For only $37, you could have instant
access to all the ways you can stop foreclosure, plus
phone numbers to every expert in this book to
get your specific questions answered.
Having this advice
help me one morning when I answered my door and
was served with a lawsuit for thousands of dollars. Luckily, I had the best advice from a
top bankruptcy
attorney and knew I could file it away and forget about it.
A group of creditors associated with my property were trying
to sue me. My attorney assured me that they had no real case against
me - but it sure looked like they did. I share all
of these revelations with you.
"Your book can help so many
homeowners..."
"...
in this market where so many times we're not able
to get their house sold. As realtors, we
often feel powerless - like there's no other way we can help them.
After I read your book for myself and
learned that there are so many things a homeowner can do to deal with
foreclosure, I recommend your eBook to my clients as a guide to help them
throughout the entire foreclosure process.
Having all of the information has got to help them sleep
better at night."
-- P. Munster, real estate broker of 30 years,
San Diego, CA |
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I've seen it happen all too often with people in
foreclosure who don't know what to do. They
search the Internet in hopes of quick
solutions, but get instantly inundated with thousands of sites and
an overwhelming amount of information.
There
are bits and pieces of
what seems like good information, but it's scattered everywhere,
incomplete, or just plain
wrong!
Its
not until after people have gone broke or ran out of time
that they realize they're no further along in solving their foreclosure problem
than when they started. In fact, they are often even more confused.
The fact is, there are multiple ways
foreclosure can affect your life and you must address them all if you're
going to avoid the most loss. There are ways … strategic and
careful tactics … that can help you avoid foreclosure and the losses that
are most important to you.
It
is absolutely critical to lower your risk of getting
deeper into trouble with legal, tax, financial, credit, and personal
issues that can cause even bigger problems than the foreclosure itself!
You can't count on just one person for all the answers.
Even if you're getting good advice now, there will be holes in that
advice because it's only from one expert.
Even more
scary is if the "help" you've found is actually a scam. No doubt, there
are thousands of websites and people that look and sound legitimate, but
they're really just out to make a quick buck on your
foreclosure misery.
When you're in danger of foreclosure, you have
no time to sift through the massive amount of information out there. You
have no room for bad advice.
Find out how to survive foreclosure - or avoid it altogether
now!
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"Your Book was a
Godsend!" |
"I found so many
concepts, strategies and important questions I didn't know to ask that
I'm going to re-read it again
tonight. I couldn't figure out for sure what I should be doing first and who to
ask. But now I know exactly what to do in
loan modification and feel like I have specific to-do's that will guide me
through the steps I need to take.
This information
would have cost
me thousands of dollars and a whole lot of time to get this kind of advice on my own."
--C.A. Johnson, Real Estate Investor and Business Owner
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Who Am I - And Why Should You Believe
Me? |
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My name is Elin Bullmann and I've been in
your shoes … dealing with foreclosure.
When my husband, Ken, and I found ourselves
facing foreclosure, we were in way
over our heads. We had no idea how
to start dealing with such a foreign,
overwhelming problem.
We were so distressed … every day was a
daunting mission with no clear plan.
This nightmare was so real, yet it was so
unreal, that we just
couldn't function.
We were
facing the possibility of losing everything -
our money, equity, credit, other family assets,
and maybe even our own home.
In
fact I've been through foreclosure firsthand ...
and not only survived but avoided other
foreclosures and losses by following advice from
my team of experts.
The difference
between me and many others who have faced
foreclosure is that I confronted my foreclosure
head on and fought back with an entire team
top-notch experts at my side.
I was
privy to invaluable information and
advice
that no one tells you. In the end, I
learned what you should and should not do during
and after your ordeal with foreclosure … and how
to substantially cut your losses.
What made all the difference is that I was
prepared and knew how to get back on my feet
faster. Now I'm helping others do the same.
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| "I
Wish I Had Your Advice Sooner"
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In the time
that I've helped people learn how they can avoid
losses in their foreclosure situation, probably
the most frequent comment I get is this:
"I wish I had your advice
sooner so I could have tried more things that
might have helped me avoid my foreclosure ...
and gotten the advice of these experts instead
of thinking there was nothing I could do. How I
dealt with my foreclosure and the way things
turned out could have been a lot
different if only I would have had this
information sooner."
I
can't overemphasize the fact that the earlier
you get the right information in your hands, the
better - even months before getting into a
foreclosure situation if possible. No matter
what situation you're in - even if you're one
week away from your foreclosure date -
there is still time to postpone your foreclosure
and cut your losses.
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WARNING:
Don't Even Try to Solve Your Foreclosure Problem
Without Reading This! |
The truth is that figuring out how to avoid
foreclosure is daunting and incredibly
complex. Knowing what all the different
alternatives are to foreclosure, let alone when and
how to use them so you have the highest chance of
success is almost impossible
without help.
Nonetheless, it's
not difficult to learn what options are
your best bets for your situation and how to
protect you and your family from losing
everything.
That's why I compiled the expert tips
and insider secrets that I've
accumulated into a
first-of-its-kind resource titled
How to SURVIVE Foreclosure or AVOID it
Altogether.
I spent hundreds of hours over almost
two years researching and meeting with
top-notch experts to nail down what
it takes cut foreclosure-related losses
and move on with your life.
This instantly
downloadable book costs just a
fraction
of a single hour's consultation with
just one expert - saving you
thousands of dollars and time in not
having to consult with attorneys, CPAs,
foreclosure mitigators, short sale
companies, credit experts, and other
expensive help.
See partial list of expert bios.
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Own this eBook now
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The major difference
between this resource and all others is that it
contains comprehensive
advice from not one, not two, or even three
experts ... but from dozens of the brightest
experts who truly understand foreclosure and all
its issues.
In
one place, you'll have everything you need
to know from every expert you need by your
side, including:
-
Foreclosure (loss) mitigators
- Short
sale specialists
- Tax
strategists/Certified Public Accountants (CPA)
-
Attorneys that work in short sale, real estate,
bankruptcy law, and with lenders
- Real
estate agents with expertise in foreclosure
postponement
- Senior
mortgage consultants
- Lease
option advisors
- Credit
repair specialists
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Financial advisors
-
Licensed Professional Counselor (LPC)
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These experts
give you:
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27
Strategies to avoid foreclosure
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46 Warnings to protect
yourself and ensure things don't get worse
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207 Invaluable
must-have tips to guide you through surviving
foreclosure and rebuilding your life
Including...
- 6
serious problem areas that almost no one can
avoid
- 35
legal insights from top-notch attorneys
- 27 tax
laws, tips, and must-do's
- 12 ways
to hold onto money that you don't have to give
up
- 18
short sale pitfalls and how you can increase
your chances
- 19
credit damage facts and credit repair how-to's
- 32 ways
to get through this crisis without losing your
relationship
- 27
mortgage facts no one tells you and how to never
get yourself into a bad loan again
- 23
suggestions to work with your lender, increase
your chances to keep your house
- 7
foreclosure scams revealed and how to avoid them
- 4
real-life stories of how others avoided
foreclosure
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This is no
ordinary book. (See a partial
Table of Contents).
In 200 page compendium
of foreclosure "insider
information" and strategies that no one is telling you
about, I discuss all of the ways foreclosure will affect your life.
I've designed this eBook in such a way that it can be read and understood by
laypersons and acts like hand-held instruction.
This will be the
best education you can find on the entire subject of foreclosure that
you can get in one quick gulp. It is the definitive guide on how
to best deal with foreclosure in your own situation.
When you get this
resource in your hands, you'll have hours and hours of advice and
coaching from top experts ... worth thousands of dollars in fees
that their advice would normally cost you.
Having this information
takes the fear out of your situation because you'll no longer be dealing
with the unknown ... it spells out exactly what you need to know in a
usable format, including:
-
What foreclosure
(loss) mitigation is and how it might solve your problems in just a
few weeks. Find out if you qualify for these solutions and if not, what to
do next. (see chapter
9)
-
What your best
options are to try first, second, third and so on. You'll be able to
check off which ones might work for you and which ones won't until you
find the solution that ends your foreclosure problems - saving
you precious time and money (see chapters 11 and
12)
- How to prepare for loan modification,
how to know if you'll qualify, what to expect from your
case manager, and what
to ask for. Plus, what NOT to do when you get
approved and why this mistake often blows
loan modification deals in one split second.
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What's the real story on the new Government rescue plan? Can it really help you avoid foreclosure? How
do you apply? Get expert answers to questions everyone is asking about
this program. (see chapter
18)
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How to get your
lender to stop calling and harassing you day and night. You'll
discover a little-known secret that forces them to stop calling
you by law! I give you a template that you can copy and use immediately.
(see chapter 5)
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The nuts and bolts
of short sale and how you can increase your chances of using this option
to avoid foreclosure by 91%. You'll get the insider
information and expert tips on what makes or breaks a short sale. (see chapter 12)
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How to pay
nothing if you choose to get help from people offering services such
as foreclosure mitigation, loan modification, or short sale. Beware of
companies charging high fees, or fees "equal to one month's mortgage payment"
for these and other services. (all
chapters)
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Where to find
trustworthy experts who can work on a solution to your foreclosure
problems while you're at work - at reasonable or no out-of-pocket cost
to you. (see chapter
16)
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What kinds of
scams are out there and how to recognize them so you'll avoid getting
caught in one. Discover how scammers find you and what they really want
from you so you can protect yourself. (see
chapter 14)
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When you may want to
consider bankruptcy and how the process works. Learn the difference
between Chapter 7 and Chapter 13 and if one could be the best solution in your
situation. Discover a little-known provision in bankruptcy law that stops
your foreclosure immediately, and a plan that can help you afford to
stay in your house. (see chapters 11
&
12)
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What legal
issues you need to be concerned about, if your lender or any other creditor
has the right to sue you, and when you do and don't have to repay
if you foreclose or short sell. (see chapters 2
& 13)
-
What tax
obligations you have if you foreclose, short sell, file bankruptcy, or
choose other options. You'll not only know exactly what tax forms you'll
need to file, I give them to you in the eBook! (see
chapters 13 and 18)
-
What new
legislation and programs can help protect you and get you moving forward
faster. I tell you if you'll qualify and if not, what to do
next. (see chapter
13)
-
Why your loan
payments doubled or even tripled. I explain what all those numbers in
your loan documents really mean and how knowing these critical loan
terms can save you from ever having to go through foreclosure again.
(see chapter 6)
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How to make sure you
are getting the best loan and mortgage rates possible, and how to avoid
being taken advantage of by jacked-up points and commissions you didn't
even know to look for. (see chapter
6)
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What you can do to
keep your relationship intact during foreclosure and any other crisis
you'll encounter in your life. (see chapter
8)
-
What to do when it's
all over. I'll tell you exactly how to repair your credit and suggest
ways you can start to rebuild your life … so you and your family
can move on and get back to normal more quickly.
(see chapters 13, 19,
& 20)
And so
much more...
Get the information you need
now!
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"Helped me determine what was
important..." |
"There is an online book that is really helpful. It is How to
Survive Foreclosure or Avoid it Altogether. I can't recommend it enough.
I was spending my pension on a mortgage I couldn't afford and now
I've learned that I shouldn't do that ... there are other ways.
I
decided that our joy in life is way more important than our credit rating,
which we can always fix ... in fact the book has a step-by-step chapter
on how to repair your credit and who to call for help.
--actual
email sent to a broker (source wanted to remain anonymous) |
Did you know
that you can
increase your chances of avoiding foreclosure by 91%?
It's true!
One option, called short sale, postpones foreclosure and can help you
avoid it one and for all. There are many tactics that will increase the
likelihood that your lender will accept an offer on your house for less than
what you owe … and ideally, forgive this amount as cancelled debt.
Until now,
the straightforward information
about what it takes to approve a short sale with
your bank has been a mystery.
I've
looked everywhere for a resource like this because I desperately needed
this information when I was going through foreclosure. Even today, I have yet
to find one that gives such complete, up-to-date
straight-talk about foreclosure with this many usable
strategies so clearly laid out for you. In fact, I can't even find
several of the strategies and warnings I tell you about documented elsewhere.
This culmination of information, advice, forms, flowcharts,
worksheets, lists, and other resources covers virtually every aspect of
foreclosure.
In fact, this downloadable book
contains such complete, foreclosure-related tax information and all the forms
you'll need that you shouldn't need to spend a dime for more CPA advice.
It's
important to note that every technique and option presented in the book is
100% legal - unlike a lot
of the advice you might get elsewhere.
The experts who contributed
advice to this eBook have helped thousands of people who are facing
foreclosure find the options that will inflict the least amount of damage.
Their advice has kept countless homeowners from complete devastation
that foreclosure would have otherwise caused, and protection against being
taken advantage of.
In addition, what this
eBook gives you that I've seen in no other is direct access to all the
experts you'll need when facing foreclosure.
Because I didn't know
who to turn to or trust when I needed answers, I know how valuable it is to
have someone to talk to ... and advice you can trust. So I give you the names
and numbers to my team of experts who helped me
so they can help you too.
Own this eBook
now! |
| FREE BONUS "Couples in Crisis" eBook inside!
|
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One thing I
realized early on is that if I didn't
work together with my spouse to survive
foreclosure and move on, we were both
less likely to succeed - or stay
married. That's why I asked Bob Grant -
The Relationship Doctor - to give his
advice in this eBook.
Bob Grant, a Licensed Professional Counselor and
author for over 20 years, wrote an invaluable
guide called Couples in Crisis
devoted to helping you keep your relationship
intact ... and even come out stronger than
before. Discover how to survive any and every
crisis that you and your loved one may have
to deal with.
I
give you this important resource for FREE
- equal to over 7 hours of couples counseling -
an $875 value - when you order
How to Survive Your Foreclosure or Avoid it
Altogether. You get
both for just $37! See chapter 8 for your
free Couples in Crisis
eBook.
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I assure you that just
because you're facing foreclosure, it does not mean you have to be miserable
... or poor, destitute, or broke afterwards. I can show you exactly how
to avoid losing everything even if you think your situation is hopeless.
Believe me - it's not!
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How much is your future worth to you?
You've probably heard other people (maybe even
you) who have said, "I don't care anymore! Just let the darn thing
foreclose. I'll just rent for the rest of my life!" I'll tell you why that
kind of thinking is not in your best interest.
I would have
paid hundreds of dollars for this eBook when I was going through
foreclosure and I had no idea what to do. But it didn't exist back then.
You, on
the other hand, have easy access to all of this information and advice
in one place! Owning this eBook is like having many experts sitting right in
front of you for only
$37.00.
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Without this resource in your hands, how long do
you think it would take to gather all of this information and figure out
what to do with it? How much money do you think you'd spend consulting
with different experts and trying different services? How much precious
time do you think you'd waste when you stand to lose so much
if you run out of time?
Just like it would be
difficult for you to maximize your tax return deductions without the aid of a
CPA or tax preparer, so will it be difficult to go through your foreclosure
process without the help of every expert in this resource. In fact,
without the right information and people at your side, the chances of you
avoiding foreclosure are almost nil. |
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Believe me,
$37.00 worth putting your frantic search
for help to an end. Heck ... that's less than the cost of one
trip to the movies and popcorn with your family!
Remember, your
investment in this eBook is but a small fraction of the hourly fee that
just one attorney would charge for one hour (about $400), or one CPA would
charge for one hour (about $125), but whose best advice is all included
in this eBook.
Why such a low
price for so much valuable information? Because if I can help even just ONE
family avoid some of the pain that I suffered while going through foreclosure,
then it's all worth it … something good can come out of my misfortune. I
also know that, like myself, many homeowners in foreclosure are also facing
dire financial problems; so I priced the book to be very affordable.
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| "Clear and easy to follow..." |
"I have read your book and it is great! It was the
perfect education and advice I needed to help me figure out what
to do ...
I
highly recommend it to anyone
who needs to quickly get up to speed on the laws, tax, credit, and other
information that someone in foreclosure needs to know about. I would have spent
100 times more trying to get the advice this book gave me in just two
nights of reading. Plus, I was able to help a friend who is in trouble
too."
--Ken P., homeowner in danger
of foreclosure |
Guaranteed to help you as you
face foreclosure |
I am so sure
that this eBook will help you deal with foreclosure with more clarity and confidence
that I give you a 100% guarantee.
If you don't
agree that this eBook gave you pages and pages of insightful information and
the expert advice you've been looking for, simply return it for a full refund
within 60 days.
Whether your foreclosure date is already
here, or you're just not sure if you can make your next mortgage payment, you
can postpone your foreclosure and possibly avoid it altogether. But ...
there is no time to waste. |
 |
Click the link below for an
instant download of How to SURVIVE
Foreclosure or AVOID it Altogether. Once your credit card is
approved for only $37.00, you will be taken to a special download
page where you will simply click to download the eBook along with your free
gift - the "Couples in Crisis" mini eBook. |
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Secure
eCommerce Assurance |
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Let this eBook
show you how to survive foreclosure - or avoid it altogether!
All the
best,
Elin
Bullmann
Author of
"How to SURVIVE Foreclosure - or AVOID it
Altogether"
Have questions?
Email me at
info@surviveyourforeclosure.com. Or call me at 541-388-2156.
P.S. Have you seen those free "stop foreclosure"
eBooks? I've read many. You might be wondering if these free eBooks will help.
Let me tell you why they won't:
First of all,
nothing worthwhile or of value is ever free!
Secondly, these
free eBooks are often just a front for a company's marketing. Almost always,
they are tied to someone trying to sell you their services. These are services
you might need, but you will most likely be overcharged for. The same services
are very likely available at little or no cost to you elsewhere (which I tell
you in the eBook).
Thirdly, every
eBook we've come across is written by a single viewpoint of advice with
a personal agenda. It's either mortgage broker (hoping to refinance you), a
real estate agent (hoping to short sell your house), a lawyer (hoping you'll
hire him or her), or some other single professional that will never give you
comprehensive advice from all areas of expertise that the How to SURVIVE
Foreclosure or AVOID it Altogether book does.
Fourthly, free
eBooks are usually about 10-15 pages, which couldn't even begin to make a dent
in what you need to know. My eBook is 200 pages packed with straight talk,
lessons learned, warnings, expert advice, real solutions, and actual stories of
how others made it.
Most
importantly, free eBooks don't teach you how to quickly build a team that can
help you; and they certainly don't hand you a ready team of experts that's been
time-tested for reliability - at little or no out-of-pocket cost to you.
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Foreclosure
Articles: |
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Top
Five Things You Must Do When You First Realize You're in Danger of
Foreclosure
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How
Couples Can Overcome Crisis … and Come Out Stronger Than Before
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Stop Foreclosure
| Foreclosure Experts
| Table of Contents
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About
the Authors |
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The Write Effect LLC 2008,
2009 All Rights
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